Residential
Stated Income No asset $50,000 Min Loan Amount
  • Property types are 1-4units
  • Rates from 9% to 18% IO (Interest Only) payments. 
  • Points from 5 to 10 (fees vary by loan). 
  • Terms up to 60 months, no pre payment penalty. 
  • Construction & Rehab loans up to 65% LTV of the ARV
  • Refinances up to 75% LTV, purchase can be up to 90% LTC. 

We are NOT CREDIT driven (501+ Mid Fico) / TRU Stated Income. 
Loan amounts from 50,000 to 1,000,000.00 (above on a case by case basis)
We offer blanket loans as well. 
Loan Criteria
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Real Estate is the time tested way to gain wealth every person that is successful has real estate.


Remember everyone has to live somewhere you can get paid to provide that need.
Commercial
Stated Income / Verified Asset $75,000 Min Loan Amount
  • Full Term Fixed Rate - Fully Amortized
  • Prime Plus Quarterly Adjustable - Fully Amortized
  • Amortization Period 15, 20, 25 years 
  • 600+ Mid Fico (lower scores on a case by case basis)
  • 70% LTV can be up to 80% Max LTC
  • Commercial Refi w/Cash Out

Our Stated Income Program is not only for low credit borrowers,  
but it is also a Special Purpose program that can accommodate borrowers with tax liens, foreclosures & judgments with a max LTV of 65% . 

Loan amounts range from $75,000 - $4Mil and have a simple step down prepay of 5, 4, 3, 2, 1. 

In some circumstances we can close in as little as 14 days. 

Property types include: Mixed-Use, Multi-Family, Office, Retail, Warehouse, Lt. Industrial, Self-Storage, Automotive, Restaurant/Bar, and more.
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We Lend Nationwide
*50K Min Loan Amt.*
Needed For Submission

1. Summary of Loan

2. Completed Application

3. Exit strategy (how are    you going to pay back the loan)

4. Color Pictures of Subject Property

5. Rent Roll and Operating Statement (investment properties only)

We have Special Programs for States listed below:
Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Maryland, Michigan, Missouri, North Carolina, Nevada, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, and West Virginia and growing FAST!!!

All other programs area available NATIONWIDE
Choose Buy and hold (Rental) or Fund & Flip (Purchase, Rehab or Refi) 
*Credit and Income are not factors on MOST loan programs*
NATIONWIDE Financing: Rehab 1-4 Units & New Buy & Hold Rental Loans!!!
Shorter Term Rehab Fix & Flip
Shorter Term Rehab Fix & Flip
For Terms & Conditions on
 Buy and Hold Rental Loans
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For Terms & Conditions on
Purchase Rehab or Refi Loans
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