"WE CAN CLOSE IN 7-10 DAYS" 

Loan Criteria                                   
 
Residential
Stated Income No asset $50,000 Min Loan Amount
  • Property types are 1-4units
  • Rates from 5.99% to 18% IO (Interest Only) payments. 
  • Points from 4 to 6 (fees vary by loan). 
  • Terms 12 to 60 months, no pre payment penalty. 
  • Construction & Rehab loans up to 85% LTV of the ARV
  • Refinances up to 75% LTV, purchase can be up to 90% LTC.
  • We offer up to 90% of the purchase and 100% of the Renovation 
We are NOT CREDIT driven (501+ Mid Fico) / TRU Stated Income. 
Loan amounts from 50,000 to 100,000,000.00 (Contact us for details)
We offer blanket loans as well. 

Commercial 
Stated Income / Verified Asset $150,000 Min Loan Amount
  • Full Term Fixed Rate - Fully Amortized
  • Prime Plus Quarterly Adjustable - Fully Amortized
  • Amortization Period 15, 20, 25 years 
  • 600+ Mid Fico (lower scores on a case by case basis)
  • 70% LTV can be up to 80% Max LTC
  • Commercial Refi w/Cash Out
Our NO Income Verification Program is not only for low credit borrowers,  
but it is also a Special Purpose program that can accommodate borrowers with tax liens, foreclosures & judgments with a max LTV of 75% . 
 
Loan amounts range from $75,000 - $400Mil and have a simple step down prepay of 5, 4, 3, 2, 1. 
 
In some circumstances we can close in as little as 14 days. 
 
Property types include: Mixed-Use, Multi-Family, Office, Retail, Warehouse, Lt. Industrial, Self-Storage, Automotive, Restaurant/Bar, and more.