Loan Criteria
Residential
No Income $50,000 Min Loan Amount
  • Property types are 1-4units
  • Rates from 4.99% to 15.99% IO (Interest Only) payments. 
  • Points from 2 to 5 (fees vary by loan). 
  • Terms up 1 year to 60 months, no pre payment penalty. 
  • Construction & Rehab loans up to 75% LTV of the ARV
  • Refinances up to 75% LTV, purchase can be up to 90% LTC. 
 
We are NOT CREDIT driven (501+ Mid Fico) / TRU NO INCOME.  Loan amounts from 50,000 to 100,000,000.00 ( all above on a case by case basis)
We offer blanket loans as well. 
CALL: 1 - 800 - 555 - 1234
CALL: 773-234-63
Real Estate is the time tested way to gain wealth every person that is successful has real estate.
 
Commercial
No Income $150,000 Min Loan Amount
  • Full Term Fixed Rate - Fully Amortized
  • Prime Plus Quarterly Adjustable - Fully Amortized
  • Amortization Period 15, 20, 25 years 
  • 600+ Mid Fico (lower scores on a case by case basis)
  • 70% LTV can be up to 80% Max LTC
  • Commercial Refi w/Cash Out
 
Our NO Income Program is not only for low credit borrowers under 600, but it is also a Special Purpose program that can accommodate borrowers with tax liens, foreclosures & judgments with a max LTV of 65% .  
Loan amounts range from $75,000 - $150MM (Case by case basis)
In some circumstances we can close in as little as 5 to 14 days. 
Property types include: Mixed-Use, Multi-Family, Office, Retail, Warehouse, Lt. Industrial, Self-Storage, Automotive, Restaurant/Bar, and more.
Needed For Submission
 
1. Summary of Loan
 
2. Completed Application
 
3. Exit strategy (how are you going to pay back the loan)
 
4. Color Pictures of Subject Property
 
5. Rent Roll and Operating Statement (investment properties only)
 
We have Special Programs for States listed below:
NaArizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Maryland, Michigan, Missouri, North Carolina, Nevada, New York, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, and West Virginia and growing FAST!!!
 
All other programs area available NATIONWIDE
Choose Buy and hold (Rental) or Fund & Flip (Purchase, Rehab or Refi) 
*Credit and Income are not factors on MOST loan programs*