Loan Programs             

100% Funding Available*

Credit Lines Available NOW!!! 10 X your Liquidity*

$50k Liquid = $500,000.00 (For Real Estate purchases only)

30-Year Fixed-Rate Rental Loans starting at 3.49%* and 5, 7, and 10 Year ARMs starting at 4.99%*

Closings in Weeks Instead of Months
Let us help you grow your rental portfolio, apply now or schedule a call today. 

* To qualify for 100% and Credit Lines, and rates both experience and at a 680+ Fico are necessary


    • Short Term Financing for the Purchase and Rehab of Single-Family Properties
    • Single-family, 2-4 units, condos, townhomes, multifamily
    • 12 to 24 month terms
    • Up to 90% of cost
    • Loan Amounts $75K – $50M
    • Long Term Financing for Single Properties and Portfolios Rentals
    • Single-family, 2-4 units, condos, townhomes, multifamily
    • 5, 7, 10 and 30 year terms
    • Up to 75% of value
    • Loan Amounts $67.5K – $100M

    • Purchase or Refinance Funded via rental or bridge loans
    • 5-200+ Unit Properties with Rehab Short Term, Interest-Only Financing
    • $250K - $50MM
    • Up to 75% of value / 90% of cost
    • 5 or 10 year rental loans
    • 12-24 month bridge loans
    • Fixed and floating rate options
    • Revolving and non-recourse options
    • Renovation financing available
    • Individuals, LPs and LLCs, Foreign nationals eligible

 Credit Lines (Nationwide Lending)

  • Single-family, 2-4 units, condos, townhomes, multifamily
  •  Credit Line is 10X your Liquidity (50k liquid = $500,000.00) $500K - $50M
  • Up to 90% of cost
  • Fixed and floating rate options
  • 18-24 month terms
  • Revolving credit options available
  • Renovation financing available
  • Foreign nationals eligible

Get Cash From Your Existing Rental Portfolio
Our asset-based loans can provide the cash you need to grow your rental portfolio.  Benefits include:

  • Get cash from rental properties – loans from $75K to $2 million.
  • Lower your blended rate – consolidate higher-rate loans into single mortgage
  • No personal income verification – lending decision based on property cash flow*
  • No hurdles – flexible loan options designed for your buy and hold strategy

Advantages of TRU Loans:

  • Cash out refinances
  • No personal income verification – no W-2 required
  • Minimum seasoning requirements*
  • 550 min. FICO
  • No hurdles- a very user-friendly and streamlined process
  • Foreign Nationals Permitted
  • NO Prepayment penalty

Please review our criteria page to get more details about our lending parameters. 

Our loans are subject to business and investor credit approval, geographic, appraisal and other underwriting requirements. 

Should you get a fixed-rate or adjustable rate mortgage?  A fix and flip loan or a buy and hold loan?  Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.