Loan Programs             

100% Funding Available*

Credit Lines Available NOW!!! 10 X your Liquidity*

$50k Liquid = $500,000.00 (For Real Estate purchases only)

30-Year Fixed-Rate Rental Loans starting at 5.49%* and 5, 7, and 10 Year ARMs starting at 4.99%*

Closings in Weeks Instead of Months
Let us help you grow your rental portfolio, apply now or schedule a call today. 

* To quilaify for 100% and Credit Lines, & Low rates experience and at least a 680 Fico is necessary


    • Short Term Financing for the Purchase and Rehab of Single-Family Properties
    • Single-family, 2-4 units, condos, townhomes, multifamily
    • 12 to 24 month terms
    • Up to 90% of cost 
    • Loan Amounts $75K – $50M
    • Long Term Financing for Single Properties and Portfolios of Single-Family Rentals
    • Single-family, 2-4 units, condos, townhomes, multifamily
    • 5, 7, 10 and 30 year terms
    • Up to 75% of value
    • Loan Amounts $67.5K – $100M

    • Purchase or Refinance Funded via rental or bridge loans
    • 5-200+ Unit Properties with Rehab Short Term, Interest-Only Financing
    • $250K - $50MM
    • Up to 75% of value / 90% of cost
    • 5 or 10 year rental loans
    • 12-24 month bridge loans
    • Fixed and floating rate options
    • Revolving and non-recourse options
    • Renovation financing available
    • Individuals, LPs and LLCs, Foreign nationals eligible

 Credit Lines (Nationwide Lending)

  • Single-family, 2-4 units, condos, townhomes, multifamily
  •  Credit Line is 10X your Liquidity (50k liquid = $500,000.00) $500K - $50M
  • Up to 90% of cost
  • Fixed and floating rate options
  • 18-24 month terms
  • Revolving credit options available
  • Renovation financing available
  • Foreign nationals eligible

Get Cash From Your Existing Rental Portfolio
Our asset-based loans can provide the cash you need to grow your rental portfolio.  Benefits include:

  • Get cash from rental properties – loans from $75K to $2 million.
  • Lower your blended rate – consolidate higher-rate loans into single mortgage
  • No personal income verification – lending decision based on property cash flow*
  • No hurdles – flexible loan options designed for your buy and hold strategy

Advantages of TRU Loans:

  • Cash out refinances
  • No personal income verification – no W-2 required
  • Minimum seasoning requirements*
  • 550 min. FICO
  • No hurdles- a very user-friendly and streamlined process
  • Foreign Nationals Permitted
  • NO Prepayment penalty

Please review our criteria page to get more details about our lending parameters. 

*  Our loans are subject to business and investor credit approval, geographic, appraisal and other underwriting requirements. 

Should you get a fixed-rate or adjustable rate mortgage?  A fix and flip loan or a buy and hold loan?  Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.